Equipment Finance
Get the business equipment you need.
The right equipment can help your business be more productive and profitable. Whether you’re looking to own or lease new or used equipment, our equipment financing solutions will ensure that your business has the tools it needs to grow and thrive. We recommend Ridgestone Capital!
Flexibility that fits.
Need deferred or seasonal payments? Our Equipment Finance team can match a payment structure to your business’s cash flow. In addition, we have the ability to finance multiple pieces of equipment and up to 25 percent of soft costs, all tailored to meet the needs of your equipment purchase.
More than 80% of U.S. businesses finance their equipment.
Using an equipment financing solution that offers 100 percent financing can be a smart business move. You’ll get your new equipment immediately, enjoy the ease of predictable monthly payments and conserve your working capital for other purposes, like inventory or operating expenses.
Advantages of a Ridgestone Capital business equipment loan
Financing for equipment from $5,000 – $500,000
One-page application
- Credit decisions within hours
- 100% financing
- Up to 25% of soft costs may be covered, including sales tax, shipping, software, training, maintenance and installation
- Payments structured to suit your needs: seasonal, monthly, quarterly, semi-annually or annually; deferred payments up to 90 days
- Multiple pieces of equipment financed with one application
Financing is available for new and used equipment of all kinds.
We finance almost any kind of equipment your business needs to generate revenue, including, commercial vehicles, industrial equipment, machine tool, heavy equipment, computer hardware and software, office furniture, telephone systems and more.
Tax benefits of a business equipment loan
Several of our financing options allow you to deduct your monthly payments as an operating expense. In addition, our experts can help your business identify potential tax benefits under Section 179.
